Buyers should take advantage of buyer assistance programs in California because these programs make homeownership more accessible and affordable, especially in a high-cost market. Here are the key reasons:

1.      Help with Down Payments and Closing Costs

2.       Lower Barriers to Entry 

a.      flexible eligibility

b.     lower minimum credit

c.      Stacking-using more than one program at the same time

3.      Competitive Loan Terms on rate and payment flexibility

4.      Grants and Forgivable Loans options

5.      Special Incentives and Local Programs

6.      Educational Support

California’s buyer assistance programs can dramatically reduce the upfront and ongoing costs of homeownership, making it possible for you to buy a home and build long-term wealth.