Credit scores play a vital role in the homebuying process, directly impacting your ability to qualify for a mortgage and the interest rate you’ll receive. The higher your credit score, the more likely you are to secure better loan terms, which can save you thousands of dollars over the life of your mortgage. That’s why it’s important to start improving your score as early as possible—by paying bills on time, keeping credit card balances low, and reviewing your credit reports for errors. Beginning your journey to a strong credit score not only opens doors to homeownership but also puts you in the best possible position to achieve your financial goalse.